Find the Best Home Loan: Compare Rates, Save on EMIs, Own Your Dream Home!
Compare home loans from India's top lenders to find the lowest interest rates and best terms tailored to your needs. Make your home buying journey smoother with Minemi.
Best Home Loan Lenders of June 2025
The best home loan lenders offer competitive interest rates, flexible repayment options, and minimal processing fees. Compare home loans from multiple lenders before making this important financial decision.
| Lender | Minemi Rating | Estimated APR | Loan Amount | Min. Credit Score | |
|---|---|---|---|---|---|
 HDFC Bank Best overall home loan provider | 5/5 | 8.50% - 10.25% | ₹5,00,000 - ₹10 Cr | 750 | |
 SBI Home Loans Best for government employees | 4.5/5 | 8.35% - 10.75% | ₹5,00,000 - ₹10 Cr | 720 | |
 Aditya Birla Housing Finance Best for self-employed individuals | 4.5/5 | 8.75% - 12.50% | ₹2,00,000 - ₹5 Cr | 700 | |
 Piramal Capital Housing Finance Best for affordable housing | 4.5/5 | 8.90% - 11.75% | ₹2,00,000 - ₹3 Cr | 710 | |
 ICICI Bank Best for existing bank customers | 5/5 | 8.40% - 10.50% | ₹5,00,000 - ₹10 Cr | 750 | |
 LIC Housing Finance Best for long tenure loans | 4.3/5 | 8.60% - 11.00% | ₹2,00,000 - ₹5 Cr | 720 | |
 Union Bank of India Best for self-employed individuals | 4.4/5 | 8.55% - 10.90% | ₹2,00,000 - ₹5 Cr | 710 |
Many, or all, of the products featured on this page are from our partners who compensate us when you take certain actions on our website or click to apply on their website. However, this does not influence our evaluations. Our opinions are our own.
Top Picks for Home Loans
We've analyzed dozens of home loan options to bring you the best lenders for different needs.
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Why Choose Minemi for Home Loans
Lower Your EMI
Compare home loans from multiple lenders to find the lowest interest rates and save lakhs on your long-term EMIs.
Quick Eligibility Check
See your personalized home loan options in minutes without affecting your credit score.
Expert Guidance
Get personalized advice from our home loan experts to navigate the complex home buying process.
Home Loan EMI Calculator
Estimate your monthly EMI payments based on loan amount, interest rate, and tenure.
Your Estimated Monthly EMI
₹26,035
Principal Amount
₹30,00,000
Total Interest
₹32,48,327
Total Amount
₹62,48,327
Interest Rate
8.5%
What Our Users Say
Vikram Mehta
Mumbai
Minemi helped me find a home loan with an interest rate 0.5% lower than what my bank offered. This saved me over ₹8 lakhs over the loan tenure!
Sneha Reddy
Hyderabad
The home loan comparison tool made it easy to find the best option for my first home purchase. The expert guidance was invaluable throughout the process.
Rajiv Malhotra
Bangalore
I was able to refinance my existing home loan to a much better rate using Minemi. The process was smooth and the customer service was excellent.
Home Buying Guide
Navigating the home buying process can be complex. Our comprehensive guides help you make informed decisions at every step.
How Much Loan Can I Afford?
Estimate how much you can borrow based on your income, loan term, interest rate, and monthly expenses.
Read More →
Home Loan Balance Transfer with MinEMI
See how much you could save by transferring debt from a high-interest loan or credit card to a more favorable loan.
Read More →
Documents Required for Home Loan
Discover the complete checklist of documents required for a home loan to ensure a hassle-free approval process
Read More →Ready to Find Your Dream Home Loan?
Compare home loans from India's top lenders and find the perfect option to finance your dream home.