Get Personal Loans with the Lowest Interest Rates
Personal loan at rates starting from just 10.85%* p.a.
Starting at just 10.85% p.a.*
Fast Approval
Zero Hidden Charges
Get Your Best Offer In 1 Minute
Enjoy instant approval & processing
Loan Amount
* Loan eligibility and approval are subject to lender criteria, credit score, and other financial factors. Minemi.ai does not guarantee loan approval.
Calculate Your Personal Loan EMI with Ease
Your Monthly EMI is
₹0
for 3 years
Total Interest
₹0
Total Amount
₹0
Loan Amount
Total Interest
Min ₹1,00,000
Max ₹5,00,00,000
Rate of Interest
Min 8.5%
Max 20%
Loan Tenure
Min 1 year
Max 30 years
Get started in 4 simple steps
Provide your basic details and loan requirements
Allow us to fetch your credit score securely
Get personalized offer from top lenders
Choose the best offer and complete your Application
Documents Required for Personal Loan
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Proof of Income
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Latest Loan Statement
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ID Proof
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Address Proof
Compare Offers from Top Lenders
| Name of Lender | Interest Rate (p.a.) | Processing Fees |
|---|---|---|
| State Bank of India | 8.50% | 0.2 to 1% of loan |
| HDFC Bank | 8.75% | 0.2 to 1% of loan |
| ICICI Bank | 8.75% | 0.2 to 1% of loan |
| Bank of Baroda | 8.40% | 0.2 to 1% of loan |
| Punjab National Bank | 8.40% | 0.2 to 1% of loan |
| Axis Bank | 8.75% | 0.2 to 1% of loan |
Why Choose MinEmi for Personal Loans?
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Get the best interest rates starting at 10.5% p.a.*
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AI-based recommendations tailored to your credit profile.
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No hidden fees - complete transparency guaranteed.
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Fast approvals - get funds in as little as 24 hours.
What Our Customers Say About MinEMI
Priya
Pune
I saved ₹10,000 on my personal loan interest thanks to MinEMI’s balance transfer feature. Highly recommended!
Priyesh Shah
Bhopal
I saved ₹10,000 on my personal loan interest thanks to MinEMI’s balance transfer feature. Highly recommended!
Frequently asked questions
What is the maximum loan amount i can get?
What is the minimum credit score required for a personal loan?
Does checking loan eligibility impact my credit score?
How much personal loan can I get?
Can I apply for a personal loan if I have other ongoing loans?
How quickly can I get my personal loan?