Lower Your EMIs Instantly withBalance Transfer

Transfer your loan at rates starting from just 8.5%* p.a.

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Save Big on Your Monthly Payments

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Quick Approval in 24 hrs

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Easy Process & Minimal Paperwork

Get Your Best Offer In 1 Minute

Enjoy instant approval & processing

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Calculate How Much You’ll Save with a Balance Transfer

Your New Monthly EMI is

₹0

for 19 months

Monthly Saving

₹0

Total Saving

₹0

Total Interest

₹0

Total Payable

₹0

Balance Amount

Total Interest

Current Balance Amount

Min ₹50,000

Max ₹5,00,00,000

Current Interest Rate

Min 8.5%

Max 20%

Loan Tenure

Min 1 month

Max 360 months

New Interest Rate

Min 8.5%

Max 20%

Transfer Fee

Min 1%

Max 20%

Get started in 4 simple steps

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Enter Your Loan details &
submit application

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We Evaluate Your Current
EMI & Offer Better Option

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Get Confirmation from
Lending Partner

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Enjoy Reduced EMIs &
Better Loan Terms

Documents Required for Balance Transfer

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Latest Loan Statement

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ID Proof

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Address Proof

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Balance Transfer Rates of Leading Banks

Name of LenderInterest Rate (p.a.)Processing Fees
State Bank of India8.50%₹1,250/-
HDFC Bank8.75%₹1,250/-
ICICI Bank8.75%₹1,250/-
Bank of Baroda8.40%₹1,250/-
Punjab National Bank8.40%₹1,250/-
Axis Bank8.75%₹1,250/-

Why Choose MinEmi for Lower Your EMIs?

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Lower Your EMI by Switching to Better Rates.

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Quick & Hassle-Free Balance Transfer Process.

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Transparent Terms, No Hidden Costs.

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Expert Guidance to Maximize Your Savings.

What Our Customers Say About MinEMI

Priya

Pune

Minemi helped me transfer my home loan to a lower interest rate, and now I’m saving ₹7,000 every month! The process was smooth and quick.

Priyesh Shah

Bhopal

Minemi helped me transfer my home loan to a lower interest rate, and now I’m saving ₹7,000 every month! The process was smooth and quick.

Frequently asked questions

What is a balance transfer?

Will a balance transfer always save me money?

Can I transfer balances between cards from the same bank?

How does a balance transfer affect my credit score?

What happens if I miss a payment on my balance transfer?

Are there any fees for a balance transfer?

Can I transfer balances from multiple cards or loans?

Will a balance transfer affect my credit score?