Optimize Your Loans With Smart Consolidation
Reduce EMI Burden by Up to 30%
Lower Overall Interest Cost
Balance Your Loan Repayments
Streamline Multiple Loans into One
Get Your Best Offer In 1 Minute
Enjoy instant approval & processing
Loan Amount
Calculate Your New EMI After Loan Consolidation
Your Monthly EMI is
₹0
for 3 years
Total Interest
₹0
Total Amount
₹0
Loan Amount
Total Interest
Min ₹1,00,000
Max ₹5,00,00,000
Rate of Interest
Min 8.5%
Max 20%
Loan Tenure
Min 1 year
Max 30 years
Get started in 4 simple steps
Provide information about your existing loans and personal details.
See personalized consolidation offers tailored to your profile.
Select the best consolidation plan to lower your EMI
We’ll help you settle existing loans with your new consolidated loan.
Why Consolidate Your Loans?
#
Reduce your monthly EMI by up to 30% by consolidating loans.
#
Lower your interest rate across loans.
#
Streamline your repayments with a single loan and EMI.
#
Improve your credit score with consistent payments.
Compare Loan Consolidation Offers From Top Lenders
| Name of Lender | Interest Rate (p.a.) | Processing Fees |
|---|---|---|
| State Bank of India | 8.50% | ₹1,250/- |
| HDFC Bank | 8.75% | ₹1,250/- |
| ICICI Bank | 8.75% | ₹1,250/- |
| Bank of Baroda | 8.40% | ₹1,250/- |
| Punjab National Bank | 8.40% | ₹1,250/- |
| Axis Bank | 8.75% | ₹1,250/- |
Why Choose MinEmi for Loan Consolidation?
#
Get customized consolidation plans to reduce your EMI and save money
#
Access the lowest interest rates available in the market.
#
Streamline your financial management with a single EMI.
#
We work with top lenders to ensure maximum savings for you.
What Our Customers Say About MinEMI
Priya
Pune
Minemi helped me transfer my home loan to a lower interest rate, and now I’m saving ₹7,000 every month! The process was smooth and quick.
Priyesh Shah
Bhopal
Minemi helped me transfer my home loan to a lower interest rate, and now I’m saving ₹7,000 every month! The process was smooth and quick.
Frequently asked questions
What is loan consolidation?
How does loan consolidation work?
Will consolidating my loans save me money?
Can I consolidate different types of loans?
Will consolidating my loans affect my credit score?
Are there any fees for loan consolidation?
Can I consolidate loans with bad credit?
What happens if I miss a payment on my consolidated loan?